Frequently Asked Questions

A quick reference for fees, strategies, onboarding, and how Revere approaches risk management and transparency. This is intended for informational purposes only and is not investment advice.

Private Wealth Management for Investors Who Refuse to Leave Their Future to Chance

If you’ve accumulated meaningful wealth, you already know: More money doesn’t eliminate risk…it multiplies complexity, and introduces the possibility of significant losses in severe bear markets.

Below are answers to real questions asked by investors before they begin a relationship with an independent Registered Investment Advisor (RIA) — and why many ultimately choose to work with Revere Asset Management. When you fully understand our GROTECTION™ approach, the Revere difference is clear.

  1. What type of clients does Revere work with, and what is the minimum investment amount?
  2. What is a Registered Investment Advisor (RIA) and how is that different from a broker?
  3. How is Revere compensated?
  4. Can you explain Revere’s fee schedule?
  5. What is your “client onboarding” process?
  6. Is my wealth secure with Revere?
  7. How do I know Revere will truly put my interests first?
  8. What are a few ‘big picture’ details on how Revere will manage my portfolio?
  9. How can Revere determine which investment strategy is best for me?
  10. What is the Revere process to minimize risk?
  11. Can you summarize Revere’s performance and transparency?
  12. Are you able to share any general numbers in terms of performance?
  13. What happens if I want to cancel?
  14. Can you accept international clients?

 

Our Mission

Revere’s mission is to help investors grow wealth through active, rules-based investment strategies with a risk-control process designed to limit exposure during moderate market corrections and bear markets.

Revere actively manages exposure for our clients using systematic sell rules and can go “all cash” when conditions warrant. Over the prior three major selloffs (bear markets), Revere generally had less than ~40% of the risk of the S&P 500 as measured by relative portfolio drawdown.

To summarize: we GROW assets during UPTRENDS and PROTECT them during DOWNTRENDS…that’s our GROTECTION™ approach.

 

What type of clients does Revere work with, and what is the minimum investment amount?

Revere Asset provides wealth management services to the following types of clients:

  • Individuals, couples, families and accredited investors
  • Trusts, estates and charitable organizations
  • Pension and profit-sharing plans
  • Corporations or other business entities

The minimum initial investment is $100,000.00 for management of accounts.

If you do not think you meet this minimum, you are still welcome to request a consultation so that we can explore whether our services are a fit for you now, or in the future. Revere occasionally will make exceptions for people who are in the “early stages” of wealth accumulation.

Contact us, or reach out at 855-732-5932 and schedule a confidential introductory conversation to determine whether we are the right fit.

 

What is a Registered Investment Advisor (RIA) and how is that different from a broker?

Financial Advisor and Wealth Manager are broad titles that typically apply to people who work as either a Registered Investment Advisor (RIA) or a Broker-Dealer (Broker).

A broker primarily executes trades and sells investment products TO their clients and are paid by commissions on what their clients buy or sell. Historically, brokers are only legally held to a “suitability” standard.

A Registered Investment Advisor (RIA) is a firm paid to give ongoing investment advice and manage portfolios. RIAs are legally required to act as a “fiduciary” in their client’s best interest, typically for a transparent fee based on the assets they manage FOR their clients.

The fiduciary standard legally requires advisors to put clients’ interests first, whereas the suitability standard only requires brokers to recommend products that are appropriate for a client’s needs, even if they are not the best or lowest-cost option.

Fiduciaries (like RIAs) must disclose all conflicts, while brokers (under suitability) may prioritize higher-commission products.

Revere Asset Management is an independent Registered Investment Advisor (RIA) that is legally bound by the fiduciary standard to always and only do what is in the best interest for our clients.

 

How is Revere compensated?

Simply and transparently. Revere charges clients a clearly disclosed advisory fee based on assets under management (see “Revere’s fee schedule” below). No commissions, product kickbacks, or hidden incentives. In fact, the only incentive Revere has is to help you succeed. When your portfolio grows, we grow with you.

As a Registered Investment Advisor (RIA), Revere Asset Management is required to have a regulated financial institution (typically a bank, trust company, or broker-dealer) serve as the custodian to securely hold and safeguard its client assets, funds and securities in separate accounts.

Revere uses Charles Schwab as the custodian for our clients. Fees are debited by Schwab from client accounts and remitted to Revere quarterly. Employees of Revere Asset Management do not receive fees directly.

 

Can you explain Revere’s fee schedule?

 The fee for managing a clients account(s) is a percentage based on total Assets Under Management (AUM) using the following tiered schedule:

Assets Under Management (AUM) Annual Tiered Fee
$100,000 – $500,000 1.4%
$500,001 – $1,000,000 1.2%
$1,000,001 – $3,000,000 1.0%
$3,000,001 – up 0.8%

 

Fees are calculated by multiplying the AUM as computed on the last day of the previous quarter, ended by the relevant percent and dividing such product by four (4). Accounts opened in mid-quarter will be assessed at the pro-rated management fee.

Fees are subject to change with an amendment to the existing agreement or a new agreement and with 30 days written notice. Fees are negotiable at the sole discretion of Revere.

 

What is your “client onboarding” process?

If you express an interest in Revere, a member of our Client Relations team will reach out for a brief 5-minute “get to know you” call, then a Confidential Family Information form will be completed. You will receive our performance information, Management Agreement/Fee Schedule, and our SEC-filed Company Brochure.

Next, we schedule a call for you to speak with someone from the Revere Asset Management team to discuss your investment strategy and answer any questions you may have.

When you are ready to move forward, we coordinate the account opening process with Charles Schwab and start the funding/transfer steps.

Transparency/implementation: Once your accounts are fully assimilated, your performance tracking will be the same structure as all our other clients and even the Principals at Revere Asset.

We eat our own cooking: The partners at Revere have all their personal and family funds in the same portfolio strategy and invest right alongside our clients.

Portfolio changes are made using “block trades”, where large trades are executed at the same price, then allocated in proportion to the individual account size.

Everyone in the Revere Family gets their trades executed at the exact same price and timestamp. You win, we win.

 

Is my wealth secure with Revere?

Revere does not take possession of client funds beyond our agreed advisory fees. Revere manages and advises but does NOT custody any assets. That separation is intentional and protective. Your assets are at Charles Schwab, an independent third-party custodian.

An RIA custodian is a regulated financial institution (typically a bank, trust company, or broker-dealer) that securely holds, safeguards, and manages client assets for a Registered Investment Advisor (RIA). Custodians act as independent third parties to prevent advisor fraud, handling trade execution, clearing, reporting, and asset safekeeping.

Key functions that Charles Schwab performs as an RIA custodian for our clients include:

  • Asset Safeguarding: Holding client funds and securities in separate accounts to ensure safety.
  • Transaction Processing: Executing and clearing trades, processing dividends, and managing deposits/withdrawals.
  • Reporting & Compliance: Providing independent, detailed account statements to clients, ensuring compliance with SEC regulations.

 

How do I know Revere will truly put my interests first?

Because we are legally obligated to. Revere functions based on legal obligations. We are an independent fiduciary firm. That means:

  • We do not sell proprietary products.
  • We do not receive commissions.
  • We do not answer to a corporate sales desk.
  • We do not earn more by recommending one investment over another.

Many investors don’t realize their “advisor” may be compensated based on what they sell. That conflict disappears here. At Revere, all clients within the same strategy will receive the exact same price and time stamp so there is no “Cherry Picking,” favoritism, or “Front Running”. This includes the two Principals of the Firm and their families.

If you’re unsure whether your current advisor is legally required to always act in your best interest, that’s worth a conversation. Call 855-732-5932 and we’ll walk you through it.

 

Can you provide a few ‘big picture’ details on how Revere will manage my portfolio?

The Portfolio Managers at Revere Asset are growth-oriented, momentum traders focusing on:

    • Trend-following rules
    • Price/volume action
    • Moving averages
    • Earnings/sales growth and acceleration

Revere actively manages exposure using systematic “sell rules”, while many traditional advisors keep clients in a static “pie chart” model regardless of uptrends or downtrends, often with little emphasis on downside protection.

Revere manages two strategies: GROTECTION™ and TURBOTECTION™.

  • GROTECTION™: Seeks market-like returns with far less risk. Primarily investing in large-cap stocks, this is our flagship portfolio designed to grow assets during market uptrends and protect assets during market downtrends.
  • TURBOTECTION™: Taking a more aggressive approach, we utilize similar/same buy and sell rules as our GROTECTION™ portfolio, but with larger position sizes and an increased focus on mid and smallcap stocks.

Both strategies use systematic “sell rules” designed to protect against significant losses. Many of our clients have assets allocated between our GROTECTION™ and TURBOTECTION™ portfolios, depending on their risk tolerance. The Principals of Revere have all their investable assets in these two strategies, further substantiating our belief in what we do.

 

How can Revere determine which investment strategy is best for me?

It depends on your goals, time horizon, risk tolerance, liquidity needs, and current market conditions.  More conservative clients often start with GROTECTION™.  Both strategies are designed to be less risky than buy-and-hold, which ignores volatility and drawdowns. We don’t just manage your accounts, we take your entire financial ecosystem into consideration:

  • Public investments
  • Private holdings
  • Business interests
  • Executive compensation
  • Trust structures
  • Liquidity needs
  • Estate objectives

The entire team at Revere is working together to support you. Every decision is coordinated because unmanaged complexity quietly erodes wealth.

If you already have a wealth manager, but suspect your current strategy is reactive instead of deliberate, it may be time for a second opinion. There is no obligation. But there may be risk in doing nothing because inertia is expensive. Every market cycle without proper risk management compounds vulnerability. Every liquidity event without preparation compounds regret.

Most investors don’t realize strategic gaps until after the damage is done. The cost of a conversation is zero. The cost of delay can be substantial. Contact us, or reach out at 855-732-5932 to schedule a confidential introductory conversation to determine whether we are the right fit. No pressure. No obligation. Just clarity.

 

What is the Revere process to minimize risk?

We have strict, defined buy and sell rules as well as position sizing rules that limit position sizing on more volatile stocks. All our stock investments have a stock specific “size” based upon the respective stock’s own beta and average true range (daily average price range).

At Revere, we evaluate the market across three major timeframes and monitor breadth of market leadership. Based on our systematic rules, we “tune up or tune down” exposure and can go all cash when conditions warrant. Typically, we will go all cash (or even short) when the market is “living” below our long-term trend indicator, the 200-day simple average.

Below are a few of our most recent daily market insight videos, which allow you to see our current views on the latest market trend and most up-to-date changes to “THE GROTECTION GAGE”

  • In an ideal up-trending market for growing assets, we will be fully invested when the major indexes are trending above all three moving averages, and growth stocks are acting well.
  • In a neutral market, as the indexes trend sideways, we will reduce our overall exposure. In a downtrending market, the slope of the short & mid-term moving averages turn negative, and we significantly reduce exposure.
  • In the worst-case scenario, when the indexes break and stay below the long-term trend indicator (the 200-day simple moving average), we turn to a maximum-defensive posture. History shows that this is the time when we are at risk for a severe bear market.

The table below illustrates how much the S&P 500 fell in each of the last 14 bear markets and how much it then had to rise to get back to its prior peak.

The Last 14 Bear Markets

Big declines are normal; historically the S&P 500 has had multiple 20%+ drops since 1968.

Despite severe bear markets such as 2000–02 and 2007–09, the index has eventually clawed back to prior highs after large percentage gains. Which is why most “Pie-Charts-R-Us” advisors justify their off-hands approach to staying invested through bear markets rather than selling near the bottom. Revere Asset prefers to take a different approach: As the table above indicates, drawdowns require disproportionately higher returns to recover. For example, a 10% loss requires an 11% gain to break even, but a 50% loss requires a 100% gain to recover. The worse the decline, the much larger the required gain to recover.

All bear markets take place below the 200-day moving average, and if you’re approaching retirement, you can’t afford to have a significant portion of your nest egg stolen by the market, as you simply don’t have time to recover. Big losses CAN be avoided.

You cannot control the markets, but you can control your reaction to them through your exposure and the time you allow yourself to be affected by their volatility. Pulling out at the beginning of a market drawdown reduces your losses and enables you to recover faster.

Risk-management is our #1 priority at Revere. If you minimize the drawdowns, the gains will take care of themselves when a more favorable market returns, and assets will compound from a higher capital base. We would rather get stuck out of the market wishing we were in, than in wishing we were out. Once defensive, re-entry to the market occurs using various signals that reflect an improved short-term risk/reward environment.

 

Can you summarize Revere’s performance and transparency?

Over the last 5 years, during major selloffs/bear market periods, we had less than 40% of the risk of the S&P 500 as measured by portfolio drawdown. Following each day’s market close we post insights via a daily market video detailing levels, stocks we are tracking, and discussing our positioning and actions. These videos are posted here and sent out to all of our clients and newsletter subscribers who want to stay informed as often as possible.

If you are still evaluating, watch a few daily videos or our weekly “Your Money Radio” podcast. We have archived every daily market video for years so you can review how Revere approached different market environments.

 

Are you able to share any general numbers in terms of performance?

Due to compliance reasons, we are unable to publish specific performance numbers here, but you are welcome to contact us with any questions you might have.

Additionally, the Revere team publishes an annual video review of our portfolios and strategies that is delivered to all clients, inviting them to engage in a one-on-one review if they have any questions.

Clients also receive brokerage transaction confirmations and monthly statements from Charles Schwab (the custodian of all client accounts) to verify accuracy of the account independent from Revere Asset. Clients can access their account(s) and funds at any time via the Schwab website.

Existing Clients: If any of your investment objectives or goals have changed, please reach out to Revere and let us know.

 

What sort of commitment do you look for from clients in the event the relationship is not mutually beneficial?

No long-term commitment is required. You can leave at any time. A 30-day notice allows you to receive a partial refund on that quarter’s fees. To initiate, you can send an email to our client relations team or call us at 855-732-5932 if you believe the relationship is not mutually beneficial. Fees will be deposited into your account at Charles Schwab or a check will be issued.

 

Can you accept international clients?

Revere has clients from all over the globe, depending upon investing allowances and regulations.

Contact us, or reach out at 855-732-5932 to determine if you can become a Revere client.

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